Florida Personal Finance Challenge


The Florida Finance Challenge (FFC) is an opportunity for students to demonstrate their knowledge of personal finance by competing with other students across the state in multiple-choice and timed online examinations. Research has shown that student competitions increase participation, promote attendance, and help achieve higher grades and test scores. For teachers, the FFC provides a useful tool to help encourage students and generate excitement for classroom materials.

The preliminary or qualifying round of the FCC will be online. In the first round, each team of four students will complete online exams that cover topics in:

• Earning Income & Protecting and Insuring
• Using Credit & Buying Goods and Services
• Saving & Financial Investing

Teams log-in and students have 35 minutes to complete a 30 question test. All team members must complete the test individually within 3 hours. Scoring: the sum of the top three individual scores on each team make up the team score. Scoring on individual tests are as follows:

  • +10 points for each correct answer
  • -5 points for each incorrect answer
  • 0 points for each unanswered question

Click Here to Register Your Teams and Compete


Trophy, $300 Cash Per Team, $100 Cash For Teacher

Plaque, $200 Cash Per Team, $50 Cash For Teacher

Plaque, $100 Cash Per Team, $50 Cash For Teacher


  • Competition Opens
    August 29, 2016
  • Competition Closes
    March 31, 2017
  • National Finance Challenge Competition
    May 2017 – Kansas City, MO

The top three teams will receive a cash prize and certificates of completion. Additionally, the 1st place team in the state will represent Florida during the National Personal Finance Challenge in May 2017 at the Federal Reserve Bank in Kansas City.

No formal courses in Personal Finance are required. Any team of students interested in Personal Finance is encouraged to compete, but must have an adult coach. Schools may enter multiple teams in the online competition.

There is no cost to either teachers or students to participate in the Personal Finance Challenge ONLINE!

2017 Winners

1st Place
Daniel Corradino
Miami Palmetto Senior High, Econosaurus

2nd Place
Rachel Smith
Edgewater High, Colonel’s Kernels

3rd Place
Laura Burger
Middleton High, Monopoly Men

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